(no subject)

Well I fenced. Three times in fact. Each time, I called it quits earlier than I needed to (wasn't tired yet) on the basis that I have been fencing, I dodn't break anything yet, let's pause, stretch and see if everything's ok. Everything was. Good signs all around. I did plenty of stretching beforehand, always adviseable. I feel good about it. I will have to do more on Sunday.

Tonight, I go see Tommy with Helen. He's a pinball wizard you know.

(no subject)

Wow. When Helen and I scoped out our mortgage rate last fall, we found ourselves a 4.8% 5 year fixed. At the same, that was a fantastic deal, arranged through a friend of a friend. Rates have been bottoming out. Right now, with no friend of a friend thing going on, I found a 4.45% with another instituion. My eyes nearly popped out. The 4.45% offer is also from probably the most helpful and informative mortgate broker I have ever spoken to, I was actually dissapointed last fall to tell her we found this other special deal and couldn't stay with her (she was very competitive last fall, just couldn't do the special deal thing), and I kind of want to be able to reward her for her helpfulness by going back now. The place where I got the 4.8 deal said they can drop down to 4.55% right now, but that's still not as good, and no where near as flexible as the options I have on the 4.45 deal. Right now, if they want to keep us (we had agreement in principle that we were going with the 4.8% people), they will have to do better than that. When I told him that we found a better rate, he started getting ...... defensive is the best way to put it. Saying "but we will lock in the rate until the house closes", well so will they I say, up to 18 months if need be. I think they thought we were in the bag, and they are scrambling a bit now.

( I never )